While this is a very confusing credit card descriptor, multiple online sources have reporting this being the merchant Instacart, the online delivery service. We’ve confirmed that this is their address in San Francisco.

This is the descriptor used for Google Ads advertisement services, specifically when buying ads from ads.google.com.

This is a charge from GIR (https://gir.co), an online retailer that sells spatulas, drinking straws, and other kitchen tools.

Many people have been reporting what they believe to be unauthorized charges from “CHECKFREESCO* 855-506-9175 USA” but is this a legit credit card charge?

This is a number that is reportedly associated with Golden Scores LLC and the website checkfreescore.com. There also use “GFW*3GLDSCR.COM” for some of their charges.

While we have not evaluated their credit monitoring service there have been many complaints online about these charges. Based on the Better Business Bureau website it seems like while users were surprised by these charges they did — based on claims on that site — previously sign up for the associated service.

Concerned about a reocurring charge from “HUM COMPBEN E MER” on your credit card statement? While it’s not impossible for this to be a fraudulent charge, it’s very likely that this is actually a legitimate charge from Humana Insurance, usually Humana Dental Insurance.

Previously you might have seen this charge on your statement as “Humana Comprehensive Benefits”.

This charge might more, specifically appear as:

• CHKCARDHUM COMPBEN E MER GA
• POS Debit HUM COMPBEN E MER GA
• PRE-AUTH HUM COMPBEN E MER GA

Or similar variants, with some sort of prefix description and then the “COMPBEN E MER GA” phrase.

While “HUM COMPBEN” might seem super confusing to most people, it makes sense with some context. HUM is short for “Humana” which is a popular health insurance company and “COMPBEN” is short for “Compensation and Benefits” which are exactly what you pay your insurance company for.

If you’ve found a confusing charge with “AMAZON SERVICES-KINDLE 866-321-8851” written on your statement, there is a good chance you might be confused, as it doesn’t appear to be a standard Amazon.com charge.

This was, for a time, a standard credit card statement descriptor used by Amazon.com for Kindle digital book purchases. The charges might look like:

AMAZON SERVICES-KINDLE 866-321-8851
Ref# 1234567MM00N6TT00

Where the reference number would change based on your specific purchase.

This charge has also appeared in our research as, “Amazon Services-Kindle 866-321-8851 WA”.

Note: This charge descriptor was popular for some time, mainly around 2012 to 2013 but doesn’t seem to be used as much, if ever, at this point. It’s largely been replaced with “Amazon Digital Svcs amzn.com/bill“.

While “AMZ*Prime Shipping Club amzn.com/bill” might seem like an unorthodox charge description, Amazon tells us that it is, in fact, a legitimate charge and a credit card description that the company does use.

If you see a charge on your credit card statement from “AMAZON MKTPLACE PMTS AMZN.COM/BILL WA” then it is likely because you have made a purchase from Amazon.com Marketplace program. The product you purchased was likely sold by a 3rd party seller on Amazon.com.

The charge labeled “ADOBE ACROPRO SUBS” on a credit card statement is generally associated with a subscription to Adobe Acrobat Pro, which is a legitimate service offered by Adobe Systems Incorporated. However, there have been instances where such charges were either unexpected or unauthorized. Here are some important points to consider:

1. Legitimate Adobe Subscription: This charge is often linked to a legitimate subscription for Adobe Acrobat Pro. If you have recently arranged any software subscriptions with Adobe, this could explain the charge on your statement​​​​.
2. Unexpected or Unauthorized Charges: There have been reports of unexpected or unauthorized charges under this description. In some cases, users reported being charged despite canceling an Acrobat subscription or not recalling any subscription to Adobe Acrobat Pro. This might include early termination fees or recurring charges that don’t align with the user’s understanding of their account status with Adobe​​​​​​​​​​.
3. Contacting Adobe for Clarification: If you find this charge on your statement and it seems unfamiliar, or you do not recall subscribing to Adobe Acrobat Pro, it is advisable to contact Adobe directly. They should be able to provide clarity on the nature of the transaction and help resolve any concerns. Adobe’s customer service can be reached at the phone number 800-833-6687​​​​.

Given these points, it’s important to review your recent software subscriptions and check if the charge corresponds to a service you’ve knowingly signed up for. If the charge remains unclear or seems unauthorized, reaching out to Adobe’s customer service for a detailed explanation and potential resolution is recommended.