Concerned about a reocurring charge from “HUM COMPBEN E MER” on your credit card statement? While it’s not impossible for this to be a fraudulent charge, it’s very likely that this is actually a legitimate charge from Humana Insurance, usually Humana Dental Insurance.

Previously you might have seen this charge on your statement as “Humana Comprehensive Benefits”.

This charge might more, specifically appear as:

• CHKCARDHUM COMPBEN E MER GA
• POS Debit HUM COMPBEN E MER GA
• PRE-AUTH HUM COMPBEN E MER GA

Or similar variants, with some sort of prefix description and then the “COMPBEN E MER GA” phrase.

While “HUM COMPBEN” might seem super confusing to most people, it makes sense with some context. HUM is short for “Humana” which is a popular health insurance company and “COMPBEN” is short for “Compensation and Benefits” which are exactly what you pay your insurance company for.

This is an Amazon.com-related charge that you might find on your credit card statement. “AMZN.COM/BILL” is often believed to be a fraudulent charge because it uses a shortened version of “Amazon” but this is generally a legitimate charge descriptor.

You can check the legitimacy of this by going to “AMZN.COM/BILL” in your web browser and you will see that the page points to an Amazon.com page explaining common misconceptions about credit card charges that might seem to be fraud but are actually from Amazon.

This charge might appear on your credit card statement as “AMZN.COM/BILL, WA 981090000” or as “AMAZON.COM*AAAAAA123456 AMZN.COM/BILL WA”.

While “AMZ*Prime Shipping Club amzn.com/bill” might seem like an unorthodox charge description, Amazon tells us that it is, in fact, a legitimate charge and a credit card description that the company does use.