This is a charge from GIR (https://gir.co), an online retailer that sells spatulas, drinking straws, and other kitchen tools.

GFW*3GLDSCR.COM is the charge associated with Golden Scores, LLC credit monitoring service. While many users have complained online about these charges many did seem, based on claims on the BBB website, to have signed up for the service in the past.

The company seems to have a related service that charged people under the merchant name CHECKFREESCO.

Concerned about a reocurring charge from “HUM COMPBEN E MER” on your credit card statement? While it’s not impossible for this to be a fraudulent charge, it’s very likely that this is actually a legitimate charge from Humana Insurance, usually Humana Dental Insurance.

Previously you might have seen this charge on your statement as “Humana Comprehensive Benefits”.

This charge might more, specifically appear as:

• CHKCARDHUM COMPBEN E MER GA
• POS Debit HUM COMPBEN E MER GA
• PRE-AUTH HUM COMPBEN E MER GA

Or similar variants, with some sort of prefix description and then the “COMPBEN E MER GA” phrase.

While “HUM COMPBEN” might seem super confusing to most people, it makes sense with some context. HUM is short for “Humana” which is a popular health insurance company and “COMPBEN” is short for “Compensation and Benefits” which are exactly what you pay your insurance company for.