While this is a very confusing credit card descriptor, multiple online sources have reporting this being the merchant Instacart, the online delivery service. We’ve confirmed that this is their address in San Francisco.

This is a charge from GIR (https://gir.co), an online retailer that sells spatulas, drinking straws, and other kitchen tools.

GFW*3GLDSCR.COM is the charge associated with Golden Scores, LLC credit monitoring service. While many users have complained online about these charges many did seem, based on claims on the BBB website, to have signed up for the service in the past.

The company seems to have a related service that charged people under the merchant name CHECKFREESCO.

Many people have been reporting what they believe to be unauthorized charges from “CHECKFREESCO* 855-506-9175 USA” but is this a legit credit card charge?

This is a number that is reportedly associated with Golden Scores LLC and the website checkfreescore.com. There also use “GFW*3GLDSCR.COM” for some of their charges.

While we have not evaluated their credit monitoring service there have been many complaints online about these charges. Based on the Better Business Bureau website it seems like while users were surprised by these charges they did — based on claims on that site — previously sign up for the associated service.